This PR introduces a new configuration option `DisableDefaultPolicy` that prevents the creation of the default all-to-all policy when new accounts are created. This is useful for automation scenarios where explicit policies are preferred.
### Key Changes:
- Added DisableDefaultPolicy flag to the management server config
- Modified account creation logic to respect this flag
- Updated all test cases to explicitly pass the flag (defaulting to false to maintain backward compatibility)
- Propagated the flag through the account manager initialization chain
### Testing:
- Verified default behavior remains unchanged when flag is false
- Confirmed no default policy is created when flag is true
- All existing tests pass with the new parameter
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